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Bills from the 2009–10 session

Assembly Bill 100

Preexisting condition exclusions, modifications at renewal, and establishing a standard application for individual health benefit plans and granting rule-making authority

Topics: Insurance: Commissioner, Office of, Insurance: Health, Insurance: Policy

Passed the Assembly, then stopped

The Assembly passed it on Apr 23, 2009, but the Senate never voted on it. A bill has to ⁠. To try again, a lawmaker would have to start a new bill.

  1. Introduced, passed

    Feb 27, 2009

  2. Committee, passed

    Approved

  3. Assembly vote, passed

    Passed Apr 23, 2009

  4. Senate vote, stopped here

    Stopped here. The Senate never voted on it.

  5. Governor, not reached

  6. Law, not reached

Latest entry in the official record, Apr 28, 2010: “Failed to concur in pursuant to ⁠”

Read the bill

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What it would have done

Summary by the , the Legislature's nonpartisan drafting office. It's their wording, not ours.

Preexisting condition exclusions Under current law, an insurer may impose a preexisting condition exclusion for up to two years under an individual health insurance policy. Under a group health insurance policy, a preexisting condition exclusion generally may not exceed one year. Additionally, under a group health insurance policy, an insurer is limited to imposing a preexisting condition exclusion only with respect to conditions for which an insured received treatment, or for which treatment was recommended, within six months before the insured's coverage began. Under an individual health insurance policy, an insurer is not limited with respect to how long before an insured's coverage began a condition must have existed to be considered a preexisting condition for an exclusion, and current law does not specify that the insured must have received treatment, or that treatment must have been recommended, for the condition. Thus, an insurer is free to impose a preexisting condition exclusion under an individual health insurance policy for any condition that may have existed at any time during the insured's lifetime that the insurer believes the insured should have known existed or for which the insurer believes the insured should have sought treatment.

This bill provides that under an individual health insurance policy, an insurer may impose a preexisting condition exclusion for up to one year for a condition for which an insured received treatment, or for which treatment was recommended, within one year before the insured's coverage began.

Read the full summary

Modifications at renewal of individual health insurance With some exceptions, an insurer must renew an individual health insurance policy at the option of the insured. At renewal, the insurer may modify the policy form on a uniform basis among all individuals with coverage under that policy form.

The bill requires an insurer, at renewal of an individual health insurance policy and at the request of the insured, to modify the benefits or deductible level under the policy, or to provide coverage under a different but comparable individual health insurance policy offered by the insurer without subjecting any individual covered under the policy to additional underwriting.

Uniform application for individual health insurance The bill requires the commissioner of insurance to promulgate rules prescribing uniform questions and the format for individual health insurance policy applications, which may not be more than ten pages long. After the effective date of the rules, all insurers offering individual health insurance policies must use the prescribed questions and format on an application for such a policy.

Who's behind it

7 lawmakers are its ⁠. All 7 are Democrats.

12 more lawmakers ⁠.

See all 19 names

Authors (7)

Signed on in support (12)

Versions and amendments

Every text the Legislature printed for this bill, including proposed changes. Each opens on the Legislature's site.

How lawmakers voted

There were 4 votes on this bill.

Assembly Committee on Health and Healthcare Reform vote on an amendment

Passed, 8 to 3 · Apr 21, 2009

No member-by-member record exists for this vote. Committee votes and some older sessions record totals only.

Official motion: “Report Assembly Amendment 1 adoption recommended by committee on Health and Healthcare Reform, Ayes 8, Noes 3”. Official record · This vote on its own page

Assembly vote on an amendment

Passed, 50 to 46 · Apr 23, 2009

No member-by-member record exists for this vote. Committee votes and some older sessions record totals only.

Official motion: “Assembly amendment 7 rejected, Ayes 50, Noes 46”. Official record · This vote on its own page

Assembly vote on an amendment

Passed, 51 to 45 · Apr 23, 2009

No member-by-member record exists for this vote. Committee votes and some older sessions record totals only.

Official motion: “Assembly amendment 8 laid on table, Ayes 51, Noes 45”. Official record · This vote on its own page

Assembly vote to pass it

Passed, 61 to 38 · Apr 28, 2009

No member-by-member record exists for this vote. Committee votes and some older sessions record totals only.

Official motion: “Read a third time and passed, Ayes 61, Noes 38”. Official record · This vote on its own page

What happened

  1. Apr 28, 2010

    The session ended, and the bill died with it.

  2. May 4, 2009

    Sent to the Senate Committee on Health, Health Insurance, Privacy, Property Tax Relief, and Revenue.

  3. Apr 28, 2009

    The Senate received it.

  4. Apr 28, 2009

    The Assembly passed it, 61 to 38.

  5. Apr 23, 2009

    1 more representative signed on in support.

  6. Apr 23, 2009

    The Assembly adopted it.

  7. Apr 21, 2009

    Sent to the Assembly Committee on Rules.

  8. Apr 21, 2009

    The committee voted to recommend passing it, 8 to 3.

  9. Apr 1, 2009

    The committee held a public hearing.

  10. Feb 27, 2009

    Sent to the Assembly Committee on Health and Healthcare Reform.

  11. Feb 27, 2009

    Introduced in the Assembly.

See the official record, word for word
  1. Feb 27, 2009 · Assembly

    Introduced by Representatives Richards, Roys, Hraychuck, Seidel, Clark, Berceau and A. Williams;Cosponsored by Senators Vinehout, Erpenbach, Robson, Lehman, Carpenter, Wirch, Taylor, Coggs, Hansen, Miller and Kreitlow

  2. Feb 27, 2009 · Assembly

    Read first time and referred to committee on Health and Healthcare Reform

  3. Apr 1, 2009 · Assembly

    Public hearing held

  4. Apr 14, 2009 · Assembly

    Assembly amendment 1 offered by Representative Richards

  5. Apr 14, 2009 · Assembly

    Assembly amendment 2 offered by Representative Nygren

  6. Apr 14, 2009 · Assembly

    Assembly amendment 3 offered by Representative Nygren

  7. Apr 14, 2009 · Assembly

    Assembly amendment 4 offered by Representative Nygren

  8. Apr 14, 2009 · Assembly

    Assembly amendment 5 offered by Representative Nygren

  9. Apr 14, 2009 · Assembly

    Assembly amendment 6 offered by Representative Nygren

  10. Apr 15, 2009 · Assembly

    Executive action taken

  11. Apr 21, 2009 · Assembly

    Report Assembly Amendment 1 adoption recommended by committee on Health and Healthcare Reform, Ayes 8, Noes 3

  12. Apr 21, 2009 · Assembly

    Report passage as amended recommended by committee on Health and Healthcare Reform, Ayes 8, Noes 3

  13. Apr 21, 2009 · Assembly

    Referred to committee on Rules

  14. Apr 21, 2009 · Assembly

    Placed on calendar 4-23-2009 by committee on Rules

  15. Apr 23, 2009 · Assembly

    Read a second time

  16. Apr 23, 2009 · Assembly

    Assembly amendment 1 adopted

  17. Apr 23, 2009 · Assembly

    Assembly amendment 7 offered by Representative Nygren

  18. Apr 23, 2009 · Assembly

    Assembly amendment 7 rejected, Ayes 50, Noes 46

  19. Apr 23, 2009 · Assembly

    Assembly amendment 8 offered by Representative Nygren

  20. Apr 23, 2009 · Assembly

    Assembly amendment 8 laid on table, Ayes 51, Noes 45

  21. Apr 23, 2009 · Assembly

    Ordered to a third reading

  22. Apr 23, 2009 · Assembly

    Representative Young added as a coauthor

  23. Apr 28, 2009 · Assembly

    Read a third time and passed, Ayes 61, Noes 38

  24. Apr 28, 2009 · Assembly

    Ordered immediately messaged

  25. Apr 28, 2009 · Senate

    Received from Assembly

  26. May 4, 2009 · Senate

    Read first time and referred to committee on Health, Health Insurance, Privacy, Property Tax Relief, and Revenue

  27. Apr 28, 2010 · Senate

    Failed to concur in pursuant to Senate Joint Resolution 1

Terms on this page

Second chamber's vote

A bill has to pass both the Assembly and the Senate in the same form before it goes to the governor.

Official term: Concurrence. More in the glossary

Senate Joint Resolution 1

The session's calendar. Any bill not passed by its last voting day dies.

Official term: Failed to pass pursuant to SJR 1. More in the glossary

Legislative Reference Bureau

The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.

Official term: LRB analysis. More in the glossary

Author

A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.

Official term: Author, coauthor. More in the glossary

Signed on in support

Lawmakers who back a bill without being one of its authors, often from the other chamber.

Official term: Cosponsor. More in the glossary

Roll call

A vote where each lawmaker's yes or no is recorded by name.

Official term: Roll call vote. More in the glossary

From the Wisconsin Legislature's official record, checked Sep 15, 2026. See the source

Second chamber's vote

A bill has to pass both the Assembly and the Senate in the same form before it goes to the governor.

Official term: Concurrence

Senate Joint Resolution 1

The session's calendar. Any bill not passed by its last voting day dies.

Official term: Failed to pass pursuant to SJR 1

Legislative Reference Bureau

The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.

Official term: LRB analysis

Author

A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.

Official term: Author, coauthor

Signed on in support

Lawmakers who back a bill without being one of its authors, often from the other chamber.

Official term: Cosponsor

Roll call

A vote where each lawmaker's yes or no is recorded by name.

Official term: Roll call vote