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Bills from the 2009–10 session

Assembly Bill 185

Prohibiting the use of information in credit reports for issuing or setting premiums for motor vehicle or property insurance

Topics: Credit, Insurance, Insurance: Miscellaneous, Insurance: Motor vehicle

Stopped in committee

It never got a ⁠, so it never came up for a vote. To try again, a lawmaker would have to start a new bill.

  1. Introduced, passed

    Apr 2, 2009

  2. Committee, stopped here

    Stopped here. No public hearing was held.

  3. Assembly vote, not reached

  4. Senate vote, not reached

  5. Governor, not reached

  6. Law, not reached

Latest entry in the official record, Apr 28, 2010: “Failed to pass pursuant to ⁠”

It never got a hearing in the Assembly Committee on Insurance. See every bill that never got a hearing this session.

Read the bill

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What it would have done

Summary by the , the Legislature's nonpartisan drafting office. It's their wording, not ours.

Current law contains prohibitions against unfairly discriminating among policyholders by charging different premiums or offering different terms of coverage except on the basis of classifications related to the nature and degree of risk covered.

Current law also specifies the factors on which insurance rates may be based. These prohibitions and specifications apply to all types of insurance. Current law specifically prohibits an insurer from using odometer reading data collected in the course of an emissions inspection as a factor in setting rates or premiums for motor vehicle insurance.

Read the full summary

This bill prohibits an insurer from considering information in an individual's credit report for purposes of issuing or renewing motor vehicle or property insurance, including renter's and homeowner's insurance, or setting premiums for motor vehicle or property insurance. The bill also prohibits a rating plan for motor vehicle or property insurance from using information in an individual's credit report as a rating factor.

Who's behind it

19 lawmakers are its ⁠. 14 are Democrats, 4 are Republicans and 1 is a Independent.

4 more lawmakers ⁠.

See all 23 names

Authors (19)

Signed on in support (4)

What happened

  1. Apr 28, 2010

    The session ended, and the bill died with it.

  2. Apr 2, 2009

    Sent to the Assembly Committee on Insurance.

  3. Apr 2, 2009

    Introduced in the Assembly.

See the official record, word for word
  1. Apr 2, 2009 · Assembly

    Introduced by Representatives Berceau, Vruwink, Zepnick, Schneider, Wood, Young, Black, Sinicki, Pocan, Nass, Mason, Mursau, Grigsby, Gunderson, Toles, Ballweg, Hixson, A. Williams and Hilgenberg;Cosponsored by Senators Lehman, Carpenter, Erpenbach and Plale

  2. Apr 2, 2009 · Assembly

    Read first time and referred to committee on Insurance

  3. Apr 28, 2010 · Assembly

    Failed to pass pursuant to Senate Joint Resolution 1

Terms on this page

Committee

A small group of lawmakers that looks at a bill first. Most bills never leave committee.

More in the glossary

Public hearing

A meeting where anyone can speak to a committee about a bill, or send written comments.

More in the glossary

Senate Joint Resolution 1

The session's calendar. Any bill not passed by its last voting day dies.

Official term: Failed to pass pursuant to SJR 1. More in the glossary

Legislative Reference Bureau

The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.

Official term: LRB analysis. More in the glossary

Author

A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.

Official term: Author, coauthor. More in the glossary

Signed on in support

Lawmakers who back a bill without being one of its authors, often from the other chamber.

Official term: Cosponsor. More in the glossary

From the Wisconsin Legislature's official record, checked Sep 15, 2026. See the source

Committee

A small group of lawmakers that looks at a bill first. Most bills never leave committee.

Public hearing

A meeting where anyone can speak to a committee about a bill, or send written comments.

Senate Joint Resolution 1

The session's calendar. Any bill not passed by its last voting day dies.

Official term: Failed to pass pursuant to SJR 1

Legislative Reference Bureau

The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.

Official term: LRB analysis

Author

A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.

Official term: Author, coauthor

Signed on in support

Lawmakers who back a bill without being one of its authors, often from the other chamber.

Official term: Cosponsor