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Bills · 2009-2010 Regular Session

AB 185

Died at session end Official bill text Atom feed

prohibiting the use of information in credit reports for issuing or setting premiums for motor vehicle or property insurance.

  1. Introduced, stopped here
  2. Passes Assembly, not reached
  3. Passes Senate, not reached
  4. Governor signs, not reached
  5. Law, not reached

Unfamiliar terms? Glossary

What this bill does

Plain-language analysis by the nonpartisan Legislative Reference Bureau

Current law contains prohibitions against unfairly discriminating among

policyholders by charging different premiums or offering different terms of coverage

except on the basis of classifications related to the nature and degree of risk covered.

Current law also specifies the factors on which insurance rates may be based. These

prohibitions and specifications apply to all types of insurance. Current law

specifically prohibits an insurer from using odometer reading data collected in the

course of an emissions inspection as a factor in setting rates or premiums for motor

vehicle insurance.

This bill prohibits an insurer from considering information in an individual's

credit report for purposes of issuing or renewing motor vehicle or property insurance,

including renter's and homeowner's insurance, or setting premiums for motor

vehicle or property insurance. The bill also prohibits a rating plan for motor vehicle

or property insurance from using information in an individual's credit report as a

rating factor.

Sponsors

Introduced by: A. Williams (D) , Ballweg (R) , Berceau (D) , Black (D) , Grigsby (D) , Gunderson (R) , Hilgenberg (D) , Hixson (D) , Mason (D) , Mursau (R) , Nass (R) , Pocan (D) , Schneider (D) , Sinicki (D) , Toles (D) , Vruwink (D) , Wood (I) , Young (D) , Zepnick (D)

4 cosponsors

Carpenter (D) , Erpenbach (D) , Lehman (D) , Plale (D)

Full history

  1. Apr 2, 2009 · Assembly

    Introduced by Representatives Berceau, Vruwink, Zepnick, Schneider, Wood, Young, Black, Sinicki, Pocan, Nass, Mason, Mursau, Grigsby, Gunderson, Toles, Ballweg, Hixson, A. Williams and Hilgenberg;Cosponsored by Senators Lehman, Carpenter, Erpenbach and Plale

  2. Apr 2, 2009 · Assembly

    Read first time and referred to committee on Insurance

  3. Apr 28, 2010 · Assembly

    Failed to pass pursuant to Senate Joint Resolution 1