Skip to content
Bills from the 2009–10 session

Assembly Bill 310

Motor vehicle title loans

Topics: Motor vehicle: Certificate of title, Small loan

Stopped in committee

It had a but no committee vote, so it never came up for a vote. To try again, a lawmaker would have to start a new bill.

  1. Introduced, passed

    Jun 8, 2009

  2. Committee, stopped here

    Stopped here. It had a hearing but no committee vote.

  3. Assembly vote, not reached

  4. Senate vote, not reached

  5. Governor, not reached

  6. Law, not reached

Latest entry in the official record, Apr 28, 2010: “Failed to pass pursuant to ⁠”

It sat with the Assembly Committee on Financial Institutions.

Read the bill

Following saves it on this device. New actions show on your Following page. You can also get updates in a feed reader.

What it would have done

Summary by the , the Legislature's nonpartisan drafting office. It's their wording, not ours.

Under current law, a lender other than a bank, savings bank, savings and loan association, or credit union generally must obtain a license from the Department of Financial Institutions to assess a finance charge greater than 18 percent per year.

This type of lender is generally referred to as a "licensed lender." A licensed lender must have a separate license for each place of business it maintains. Current law also contains numerous provisions regulating consumer loans, which are generally loans of $25,000 or less made to individuals for personal, family, or household purposes.

Read the full summary

This bill prohibits a licensed lender from making or offering a motor vehicle title loan. The bill defines "motor vehicle title loan" as a loan of $25,000 or less to a borrower that is, or is to be, secured by a nonpurchase money security interest in the borrower's motor vehicle and that has an original term of not more than three months. Under the bill, a "borrower" is an individual who obtains or seeks to obtain a motor vehicle title loan for personal, family, or household purposes.

Who's behind it

3 representatives are its ⁠. 2 are Democrats and 1 is a Republican.

See all 3 names

Authors (3)

What happened

  1. Apr 28, 2010

    The session ended, and the bill died with it.

  2. Oct 7, 2009

    The committee held a public hearing.

  3. Jun 8, 2009

    Sent to the Assembly Committee on Financial Institutions.

  4. Jun 8, 2009

    Introduced in the Assembly.

See the official record, word for word
  1. Jun 8, 2009 · Assembly

    Introduced by Representatives Zepnick, Sinicki and Spanbauer

  2. Jun 8, 2009 · Assembly

    Read first time and referred to committee on Financial Institutions

  3. Oct 7, 2009 · Assembly

    Public hearing held

  4. Apr 28, 2010 · Assembly

    Failed to pass pursuant to Senate Joint Resolution 1

Terms on this page

Committee

A small group of lawmakers that looks at a bill first. Most bills never leave committee.

More in the glossary

Public hearing

A meeting where anyone can speak to a committee about a bill, or send written comments.

More in the glossary

Senate Joint Resolution 1

The session's calendar. Any bill not passed by its last voting day dies.

Official term: Failed to pass pursuant to SJR 1. More in the glossary

Legislative Reference Bureau

The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.

Official term: LRB analysis. More in the glossary

Author

A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.

Official term: Author, coauthor. More in the glossary

From the Wisconsin Legislature's official record, checked Sep 15, 2026. See the source

Committee

A small group of lawmakers that looks at a bill first. Most bills never leave committee.

Public hearing

A meeting where anyone can speak to a committee about a bill, or send written comments.

Senate Joint Resolution 1

The session's calendar. Any bill not passed by its last voting day dies.

Official term: Failed to pass pursuant to SJR 1

Legislative Reference Bureau

The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.

Official term: LRB analysis

Author

A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.

Official term: Author, coauthor