AB 730

This bill prohibits health insurance policies and governmental self-insured

health plans that cover medical expenses incurred as a result of an injury from using

an insured's alcohol consumption or use of a controlled substance as a basis to deny

or exclude coverage. The health insurance policy or governmental self-insured

health plan may subject the coverage of these injuries to any cost-sharing provisions,

limitations, or other exclusions that apply generally under the policy or plan.

The prohibition against denying coverage applies to individual and group

health insurance policies, including limited service health organizations, preferred

provider plans, defined network plans, and cooperative sickness care associations;

to health care plans, including a self-insured plan, offered by the state to its

employees; and to self-insured health plans of a city, town, village, county, or school

district.