SB 453

This bill requires an insurer that has issued a group or individual health

insurance policy (each called a "disability insurance policy" in the statutes) to pay a

health care provider (provider) directly for any service, item, or supply that the

provider provides to an insured under the health insurance policy if: the service,

item, or supply is covered under the health insurance policy; the provider is not under

contract with the insurer to provide services, items, or supplies to the insurer's

insureds; and the provider provides to the insurer an assignment of benefits from the

insured to the provider. The bill defines an assignment of benefits as a written

instrument signed by an insured or the insured's authorized representative that

assigns to a provider the insured's claim for payment, reimbursement, or benefits

under a health insurance policy.