Assembly Bill 98
Prohibiting the use of zip codes or information in credit reports for issuing or renewing, or setting premiums for, certain types of insurance
Topics: Credit, Insurance: Miscellaneous, Insurance: Motor vehicle, Insurance: Policy, Insurance: Premium
Stopped in committee
It never got a , so it never came up for a vote. To try again, a lawmaker would have to start a new bill.
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Introduced, passed
Apr 21, 2011
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Committee, stopped here
Stopped here. No public hearing was held.
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Assembly vote, not reached
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Senate vote, not reached
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Governor, not reached
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Law, not reached
Latest entry in the official record, Mar 23, 2012: “Failed to pass pursuant to ”
It never got a hearing in the Assembly Committee on Insurance. See every bill that never got a hearing this session.
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Terms on this page
Committee
A small group of lawmakers that looks at a bill first. Most bills never leave committee.
Public hearing
A meeting where anyone can speak to a committee about a bill, or send written comments.
Senate Joint Resolution 1
The session's calendar. Any bill not passed by its last voting day dies.
Official term: Failed to pass pursuant to SJR 1. More in the glossary
Legislative Reference Bureau
The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.
Official term: LRB analysis. More in the glossary
Author
A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.
Official term: Author, coauthor. More in the glossary
What it would have done
Summary by the , the Legislature's nonpartisan drafting office. It's their wording, not ours.
Current law contains prohibitions against unfairly discriminating among policyholders by charging different premiums or offering different terms of coverage except on the basis of classifications related to the nature and degree of risk covered.
Current law also specifies the factors on which insurance rates may be based. These prohibitions and specifications apply to all types of insurance. Current law specifically prohibits an insurer from using odometer reading data collected in the course of an emissions inspection as a factor in setting rates or premiums for motor vehicle insurance.
Read the full summary Show less
This bill prohibits an insurer from considering information in an individual's credit report when issuing or renewing motor vehicle insurance or renter's or homeowner's (property) insurance, or when setting premiums for motor vehicle or property insurance. The bill also prohibits an insurer from considering an individual's zip code when issuing or renewing, or when setting premiums for, motor vehicle insurance. In addition, the bill prohibits a rating plan for motor vehicle insurance from using information in an individual's credit report or an individual's zip code as a rating factor, and prohibits a rating plan for property insurance from using information in an individual's credit report as a rating factor.
Who's behind it
4 representatives are its . All 4 are Democrats.
See all 4 names Hide the names
Authors (4)
- Elizabeth Coggs · Democrat, Assembly
- Tamara Grigsby · Democrat, Assembly
- Robert Turner · Democrat, Assembly
- Leon Young · Democrat, Assembly
What happened
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Mar 23, 2012
The session ended, and the bill died with it.
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Apr 21, 2011
Sent to the Assembly Committee on Insurance.
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Apr 21, 2011
Introduced in the Assembly.
See the official record, word for word Hide the official record
Terms on this page
Committee
A small group of lawmakers that looks at a bill first. Most bills never leave committee.
Public hearing
A meeting where anyone can speak to a committee about a bill, or send written comments.
Senate Joint Resolution 1
The session's calendar. Any bill not passed by its last voting day dies.
Official term: Failed to pass pursuant to SJR 1. More in the glossary
Legislative Reference Bureau
The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.
Official term: LRB analysis. More in the glossary
Author
A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.
Official term: Author, coauthor. More in the glossary
From the Wisconsin Legislature's official record, checked Sep 15, 2026. See the source
Committee
A small group of lawmakers that looks at a bill first. Most bills never leave committee.
Public hearing
A meeting where anyone can speak to a committee about a bill, or send written comments.
Senate Joint Resolution 1
The session's calendar. Any bill not passed by its last voting day dies.
Official term: Failed to pass pursuant to SJR 1
Legislative Reference Bureau
The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.
Official term: LRB analysis