Senate Bill 1147
Limitation on retroactive claim denials under health insurance policies
Topics: Insurance: Health
Stopped in committee
It never got a , so it never came up for a vote. The last day for votes this session was Mar 19, 2026. To try again, a lawmaker would have to start a new bill.
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Introduced, passed
Mar 19, 2026
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Committee, stopped here
Stopped here. No public hearing was held.
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Senate vote, not reached
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Assembly vote, not reached
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Governor, not reached
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Law, not reached
Latest entry in the official record, Mar 23, 2026: “Failed to pass pursuant to ”
It never got a hearing in the Senate Committee on Insurance, Housing, Rural Issues and Forestry. The committee's chair at the time was Romaine Quinn. Chairs decide which bills get a hearing. See every bill that never got a hearing this session.
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The same bill was also filed in the Assembly as AB 1189. That version died when the session ended.
Terms on this page
Committee
A small group of lawmakers that looks at a bill first. Most bills never leave committee.
Public hearing
A meeting where anyone can speak to a committee about a bill, or send written comments.
Senate Joint Resolution 1
The session's calendar. Any bill not passed by its last voting day dies.
Official term: Failed to pass pursuant to SJR 1. More in the glossary
Legislative Reference Bureau
The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.
Official term: LRB analysis. More in the glossary
Author
A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.
Official term: Author, coauthor. More in the glossary
Signed on in support
Lawmakers who back a bill without being one of its authors, often from the other chamber.
Official term: Cosponsor. More in the glossary
What it would have done
Summary by the , the Legislature's nonpartisan drafting office. It's their wording, not ours.
This bill provides that an insurer may retroactively deny reimbursement for a claim under a health insurance policy only during the 12-month period following the date that the insurer initially provided reimbursement for the claim. If the claim was subject to coordination of benefits with another third-party payer, the bill instead provides that an insurer may retroactively deny reimbursement for a claim under a health insurance policy only during the 18-month period following the date that the insurer initially provided reimbursement for the claim. The limitations described under the bill do not apply to any retroactive denial of reimbursement if an insurer retroactively denied reimbursement for the claim because the information submitted to the insurer to support the claim was fraudulent. Health insurance policies are referred to as disability insurance policies in the bill and under current law.
Who's behind it
3 senators are its . All 3 are Democrats.
8 more lawmakers .
See all 11 names Hide the names
Authors (3)
- Melissa Ratcliff · Democrat, Senate
- Kelda Roys · Democrat, Senate
- Mark Spreitzer · Democrat, Senate
Signed on in support (8)
- Clint Anderson · Democrat, Assembly
- Ryan Clancy · Democrat, Assembly
- Alex Joers · Democrat, Assembly
- Priscilla Prado · Democrat, Assembly
- Christine Sinicki · Democrat, Assembly
- Angela Stroud · Democrat, Assembly
- Shelia Stubbs · Democrat, Assembly
- Lisa Subeck · Democrat, Assembly
What happened
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Mar 23, 2026
The session ended, and the bill died with it.
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Mar 19, 2026
Sent to the Senate Committee on Insurance, Housing, Rural Issues and Forestry.
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Mar 19, 2026
Introduced in the Senate.
See the official record, word for word Hide the official record
- Mar 19, 2026 · Senate
Introduced by Senators Spreitzer, Ratcliff and Roys; cosponsored by Representatives Anderson, Clancy, Joers, Prado, Sinicki, Stroud, Stubbs and Subeck
- Mar 19, 2026 · Senate
Read first time and referred to Committee on Insurance, Housing, Rural Issues and Forestry
- Mar 23, 2026 · Senate
Failed to pass pursuant to Senate Joint Resolution 1
Terms on this page
Committee
A small group of lawmakers that looks at a bill first. Most bills never leave committee.
Public hearing
A meeting where anyone can speak to a committee about a bill, or send written comments.
Senate Joint Resolution 1
The session's calendar. Any bill not passed by its last voting day dies.
Official term: Failed to pass pursuant to SJR 1. More in the glossary
Legislative Reference Bureau
The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.
Official term: LRB analysis. More in the glossary
Author
A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.
Official term: Author, coauthor. More in the glossary
Signed on in support
Lawmakers who back a bill without being one of its authors, often from the other chamber.
Official term: Cosponsor. More in the glossary
From the Wisconsin Legislature's official record, checked Sep 15, 2026. See the source
Committee
A small group of lawmakers that looks at a bill first. Most bills never leave committee.
Public hearing
A meeting where anyone can speak to a committee about a bill, or send written comments.
Senate Joint Resolution 1
The session's calendar. Any bill not passed by its last voting day dies.
Official term: Failed to pass pursuant to SJR 1
Legislative Reference Bureau
The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.
Official term: LRB analysis
Signed on in support
Lawmakers who back a bill without being one of its authors, often from the other chamber.
Official term: Cosponsor