Senate Bill 1169
A first-time home buyer purchasing assistance fund and loan program and making an appropriation. (FE)
Topics: Administration, Department of: Agency and general functions, Housing, Housing and Economic Development Authority, Wisconsin, Loan
Stopped in committee
It never got a , so it never came up for a vote. The last day for votes this session was Mar 19, 2026. To try again, a lawmaker would have to start a new bill.
-
Introduced, passed
Mar 19, 2026
-
Committee, stopped here
Stopped here. No public hearing was held.
-
Senate vote, not reached
-
Assembly vote, not reached
-
Governor, not reached
-
Law, not reached
Latest entry in the official record, Apr 7, 2026: “Fiscal estimate received”
It never got a hearing in the Senate Committee on Insurance, Housing, Rural Issues and Forestry. The committee's chair at the time was Romaine Quinn. Chairs decide which bills get a hearing. See every bill that never got a hearing this session.
Following saves it on this device. New actions show on your Following page. You can also get updates in a feed reader.
Embed this on your site
Paste this code into your page. The card shows the latest record each time it loads. Preview the card
The same bill was also filed in the Assembly as AB 917. That version died when the session ended.
Terms on this page
Committee
A small group of lawmakers that looks at a bill first. Most bills never leave committee.
Public hearing
A meeting where anyone can speak to a committee about a bill, or send written comments.
Senate Joint Resolution 1
The session's calendar. Any bill not passed by its last voting day dies.
Official term: Failed to pass pursuant to SJR 1. More in the glossary
Legislative Reference Bureau
The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.
Official term: LRB analysis. More in the glossary
Author
A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.
Official term: Author, coauthor. More in the glossary
Signed on in support
Lawmakers who back a bill without being one of its authors, often from the other chamber.
Official term: Cosponsor. More in the glossary
Cost estimate
A state agency's estimate of what a bill would cost or save.
Official term: Fiscal estimate. More in the glossary
What it would have done
Summary by the , the Legislature's nonpartisan drafting office. It's their wording, not ours.
This bill establishes a loan fund under the jurisdiction and control of the Wisconsin Housing and Economic Development Authority for the purpose of issuing interest-free loans to first-time home buyers for costs associated with purchasing a home, including closing costs, down payment costs, mortgage insurance costs, interest rate buy-down, and principal reduction. The maximum loan amount is $35,000 or 10 percent of the purchase price of the home, whichever is less. WHEDA may adjust the maximum loan amount to reflect market conditions. WHEDA may, in its discretion, defer payments on a loan.
Under the bill, an individual is eligible for a loan if the individual has either never owned a home or owned a home but lost it due to foreclosure, the individual’s household income is at or below 100 percent of the area median income at the time of receiving the loan, the individual completes a home buyer education course, the individual agrees to occupy the home as a primary residence, the individual agrees to purchase the home within the maximum loan amount established by the Federal Housing Administration for the county in which the home is located and agrees to personally contribute no less than $1,000 toward down payment costs or closing costs, and the individual agrees to finance the home using a WHEDA-administered first mortgage program.
Read the full summary Show less
WHEDA must forgive 12.5 percent of the original loan amount or the entirety of the remaining loan amount, whichever is less, 2.5 years after the loan is provided; 25 percent of the original loan amount or the entirety of the remaining loan amount, whichever is less, 5 years after the loan is provided; 37.5 percent of the original loan amount or the entirety of the remaining loan amount, whichever is less, 7.5 years after the loan is provided; and 50 percent of the original loan amount or the entirety of the remaining loan amount, whichever is less, 10 years after the loan is provided.
The total amount of unpaid principal on a loan will become due and payable to WHEDA if the recipient sells the home, the home ceases to be the recipient’s primary residence, the recipient subjects the home to an ineligible refinance, or the recipient otherwise violates the loan agreement. WHEDA may forgive the amount due in the event of financial or personal hardship.
If in any application cycle there are insufficient moneys available in the first-time home buyer purchasing assistance fund to fund all applications that meet the requirements of the bill and are otherwise acceptable to WHEDA, WHEDA is required to prioritize funding loans for purchasing single-family housing.
Because this bill may increase or decrease, directly or indirectly, the cost of the development, construction, financing, purchasing, sale, ownership, or availability of housing in this state, the Department of Administration, as required by law, will prepare a report to be printed as an appendix to this bill.
Who's behind it
8 senators are its . All 8 are Democrats.
31 more lawmakers .
See all 39 names Hide the names
Authors (8)
- Dora Drake · Democrat, Senate
- Dianne Hesselbein · Democrat, Senate
- Sarah Keyeski · Democrat, Senate
- Chris Larson · Democrat, Senate
- Kelda Roys · Democrat, Senate
- Jeff Smith · Democrat, Senate
- Mark Spreitzer · Democrat, Senate
- Bob Wirch · Democrat, Senate
Signed on in support (31)
- Deb Andraca · Democrat, Assembly
- Margaret Arney · Democrat, Assembly
- Mike Bare · Democrat, Assembly
- Brienne Brown · Democrat, Assembly
- Ryan Clancy · Democrat, Assembly
- Ben DeSmidt · Democrat, Assembly
- Steve Doyle · Democrat, Assembly
- Jodi Emerson · Democrat, Assembly
- Joan Fitzgerald · Democrat, Assembly
- Russell Goodwin · Democrat, Assembly
- Kalan Haywood · Democrat, Assembly
- Andrew Hysell · Democrat, Assembly
- Alex Joers · Democrat, Assembly
- Karen Kirsch · Democrat, Assembly
- Darrin Madison · Democrat, Assembly
- Renuka Mayadev · Democrat, Assembly
- Vinnie Miresse · Democrat, Assembly
- Supreme Moore Omokunde · Democrat, Assembly
- Greta Neubauer · Democrat, Assembly
- Lori Palmeri · Democrat, Assembly
- Priscilla Prado · Democrat, Assembly
- Ann Roe · Democrat, Assembly
- Joe Sheehan · Democrat, Assembly
- Christine Sinicki · Democrat, Assembly
- Lee Snodgrass · Democrat, Assembly
- Shelia Stubbs · Democrat, Assembly
- Lisa Subeck · Democrat, Assembly
- Sequanna Taylor · Democrat, Assembly
- Angelito Tenorio · Democrat, Assembly
- Randy Udell · Democrat, Assembly
- Robyn Vining · Democrat, Assembly
What it would cost
State agencies filed a . Each opens as a PDF from the Legislature.
What happened
-
Apr 7, 2026
A state agency sent in its estimate of the cost.
-
Mar 23, 2026
The session ended, and the bill died with it.
-
Mar 19, 2026
Sent to the Senate Committee on Insurance, Housing, Rural Issues and Forestry.
-
Mar 19, 2026
Introduced in the Senate.
See the official record, word for word Hide the official record
- Mar 19, 2026 · Senate
Introduced by Senators Drake, Spreitzer, Smith, Wirch, Roys, Hesselbein, Larson and Keyeski; cosponsored by Representatives Haywood, Bare, Prado, Sinicki, DeSmidt, Stubbs, Doyle, Neubauer, Goodwin, Joers, Taylor, Kirsch, Sheehan, Mayadev, Snodgrass, Subeck, Moore Omokunde, Arney, Emerson, Miresse, Palmeri, Madison, Fitzgerald, Roe, Hysell, Brown, Clancy, Udell, Tenorio, Andraca and Vining
- Mar 19, 2026 · Senate
Read first time and referred to Committee on Insurance, Housing, Rural Issues and Forestry
- Mar 23, 2026 · Senate
Failed to pass pursuant to Senate Joint Resolution 1
- Apr 7, 2026 · Senate
Fiscal estimate received
Terms on this page
Committee
A small group of lawmakers that looks at a bill first. Most bills never leave committee.
Public hearing
A meeting where anyone can speak to a committee about a bill, or send written comments.
Senate Joint Resolution 1
The session's calendar. Any bill not passed by its last voting day dies.
Official term: Failed to pass pursuant to SJR 1. More in the glossary
Legislative Reference Bureau
The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.
Official term: LRB analysis. More in the glossary
Author
A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.
Official term: Author, coauthor. More in the glossary
Signed on in support
Lawmakers who back a bill without being one of its authors, often from the other chamber.
Official term: Cosponsor. More in the glossary
Cost estimate
A state agency's estimate of what a bill would cost or save.
Official term: Fiscal estimate. More in the glossary
From the Wisconsin Legislature's official record, checked Sep 15, 2026. See the source
Committee
A small group of lawmakers that looks at a bill first. Most bills never leave committee.
Public hearing
A meeting where anyone can speak to a committee about a bill, or send written comments.
Senate Joint Resolution 1
The session's calendar. Any bill not passed by its last voting day dies.
Official term: Failed to pass pursuant to SJR 1
Legislative Reference Bureau
The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.
Official term: LRB analysis
Signed on in support
Lawmakers who back a bill without being one of its authors, often from the other chamber.
Official term: Cosponsor
Cost estimate
A state agency's estimate of what a bill would cost or save.
Official term: Fiscal estimate