Senate Bill 1028
Earned wage access services
Stopped in committee
It never got a , so it never came up for a vote. The last day for votes this session was Mar 19, 2026. To try again, a lawmaker would have to start a new bill.
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Introduced, passed
Feb 17, 2026
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Committee, stopped here
Stopped here. No public hearing was held.
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Senate vote, not reached
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Assembly vote, not reached
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Governor, not reached
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Law, not reached
Latest entry in the official record, Mar 23, 2026: “Failed to pass pursuant to ”
It never got a hearing in the Senate Committee on Financial Institutions and Sporting Heritage. The committee's chair at the time was Rob Stafsholt. Chairs decide which bills get a hearing. See every bill that never got a hearing this session.
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The same bill was also filed in the Assembly as AB 1025. That version became law.
Terms on this page
Committee
A small group of lawmakers that looks at a bill first. Most bills never leave committee.
Public hearing
A meeting where anyone can speak to a committee about a bill, or send written comments.
Senate Joint Resolution 1
The session's calendar. Any bill not passed by its last voting day dies.
Official term: Failed to pass pursuant to SJR 1. More in the glossary
Legislative Reference Bureau
The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.
Official term: LRB analysis. More in the glossary
Author
A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.
Official term: Author, coauthor. More in the glossary
Signed on in support
Lawmakers who back a bill without being one of its authors, often from the other chamber.
Official term: Cosponsor. More in the glossary
What it would have done
Summary by the , the Legislature's nonpartisan drafting office. It's their wording, not ours.
Under current law, the Department of Financial Institutions licenses and regulates providers of earned wage access (EWA) services. “Earned wage access service” is defined in part as the business of delivering to individuals residing in this state (consumers) access to their earned but unpaid income. “Earned but unpaid income” means salary, wages, or other compensation that has been earned by or accrued to the benefit of a consumer in exchange for the consumer’s services to an employer but that has not yet been paid to the consumer. “Proceeds” means a payment by a provider of EWA services to a consumer based on the consumer’s earned but unpaid income.
Current law imposes various requirements and restrictions on providers of EWA services. For example, a provider of EWA services must offer a consumer an option to obtain proceeds at no cost and must disclose to a consumer all fees associated with the EWA services. A provider of EWA services may not charge a late fee, deferral fee, interest, or other penalty for failure to repay outstanding proceeds.
Read the full summary Show less
This bill prohibits a provider of EWA services from charging a fee for delivery or expedited delivery of proceeds to a consumer exceeding $5 for an advance of proceeds of up to $75 or, if the advance is more than $75, exceeding $7.50. The $5 and $7.50 figures are adjusted for inflation at five-year intervals.
The bill also specifies that certain provisions of law—including portions of the Wisconsin Consumer Act and provisions relating to married persons’ credit transactions—do not apply to EWA services offered and provided by a licensed provider of EWA services.
Who's behind it
Rob Stafsholt, a Republican, is its .
1 more lawmaker .
See all 2 names Hide the names
Author (1)
- Rob Stafsholt · Republican, Senate
Signed on in support (1)
- Alex Dallman · Republican, Assembly
What happened
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Mar 23, 2026
The session ended, and the bill died with it.
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Feb 17, 2026
Sent to the Senate Committee on Financial Institutions and Sporting Heritage.
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Feb 17, 2026
Introduced in the Senate.
See the official record, word for word Hide the official record
Terms on this page
Committee
A small group of lawmakers that looks at a bill first. Most bills never leave committee.
Public hearing
A meeting where anyone can speak to a committee about a bill, or send written comments.
Senate Joint Resolution 1
The session's calendar. Any bill not passed by its last voting day dies.
Official term: Failed to pass pursuant to SJR 1. More in the glossary
Legislative Reference Bureau
The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.
Official term: LRB analysis. More in the glossary
Author
A lawmaker who formally puts a bill forward. The text itself is drafted by the Legislative Reference Bureau.
Official term: Author, coauthor. More in the glossary
Signed on in support
Lawmakers who back a bill without being one of its authors, often from the other chamber.
Official term: Cosponsor. More in the glossary
From the Wisconsin Legislature's official record, checked Sep 15, 2026. See the source
Committee
A small group of lawmakers that looks at a bill first. Most bills never leave committee.
Public hearing
A meeting where anyone can speak to a committee about a bill, or send written comments.
Senate Joint Resolution 1
The session's calendar. Any bill not passed by its last voting day dies.
Official term: Failed to pass pursuant to SJR 1
Legislative Reference Bureau
The Legislature's nonpartisan office that drafts bills and writes the summary at the top of each one.
Official term: LRB analysis
Signed on in support
Lawmakers who back a bill without being one of its authors, often from the other chamber.
Official term: Cosponsor